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Advantages of a new construction home

They say there’s nothing like the feeling of something new, whether it’s new clothes, a new car, or maybe even a new construction home, there is a certain feeling that goes with purchasing something...

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RBA to hold interest rates tight until 2015

While there have been domestic improvements in both retail and employment numbers, interest rates will remain steady for the month of August, with the RBA maintaining the current rate of 2.50%....

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With rates so low, now is the time to look at a mortgage refinance

Cash rate stability, increased product choice and low interest rates have created the prime environment for consumers planning on a mortgage refinance of their home loan. Competition in the mortgage...

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Purchasing an investment property using current equity

The sustained period of low interest rates has got many people wondering whether it’s time to buy an investment property. But how do you do that if you’re already paying off one mortgage? It is...

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5 easy steps to put you on the road to investment property success

You’ve been thinking about getting that first investment property but just aren’t quite sure where to start, use these simple tips to get the ball rolling. Find your comfort zone If you are thinking of...

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Spring investment property form guide – our 5 top picks

Traditionally the busiest time of the year for both horse racing and real estate, the spring investment property season is just around the corner. If you’re looking to make a foray into the market, our...

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Do you know which home loan is right for you

There are literally thousands of different loans on offer in today’s mortgage market, but how do you know which type of home loan is the right choice for you? The following list provides some detail of...

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5 tips to help you understand an off the plan property investment

There’s nothing like buying a property for less than its market value to get ahead on the property investment ladder. That’s why buying a property ‘off the plan’ can offer some real advantages. In most...

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Product focus – the interest only loan

The interest only loan is not for everyone, but it can be useful for property investors in the right circumstances. As the name implies, the borrower need only pay the interest on the loan and nothing...

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Interest rates remain steady for the festive season

Christmas has come early for mortgage holders this year, with the RBA’s decision to keep interest rates steady for the last month of 2014, freeing up cash for Christmas spending. The interest rate,...

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Property investors – Don’t overlook the depreciation schedule

Many property investors fail to maximise their investment property deductions by not claiming the correct amount of depreciation. If you own an investment property, it is never too late to start a bit...

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The investment property market is hot – don’t get left in the shade

This summer is expected to be a hot one for the investment property market. With many economists predicting the official cash rate to remain low for some time, this summer could be a great time to...

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Make sure you get the right accountant for your investment property

You’ve secured your investment property, the tenants are in and paying rent and everything is running smoothly, it may only be mid January but now is the time search out the accountant that will give...

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How super is your superannuation fund

If you’re determined to build a prosperous financial future, a superannuation fund needs to be part of your wealth creation strategy, according to recent research from asset managers Mercer, one in...

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A softer outlook for 2015 but investment property still hot

Australia posted only moderate economic growth in 2014. A sustained weakness in terms of trade, a reduction in income growth and ongoing political issues took a toll on consumer sentiment. However,...

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The 2015 Budget – what’s in it for you?

There’s no doubt that this year’s budget was designed to be completely different from the previous, with young families, small business and farmers the big winners. Far from being controversial the...

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3 ways to be tax smart and how to save on your investment property

It’s that time of year again! If you have an investment property or not, don’t let your tax return get you down, there are lots of clever ways to save money on your tax bill. Find an accountant...

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The future of the Interest only loan

It’s not as easy as it once was to apply for an interest only loan. Over the last couple of months lending for this type of investment loan has been tightened in an effort to slow the pace of record...

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How will the changes to investment loans affect you?

The importance of a knowledgeable mortgage broker has come sharply into focus following the recent banking system changes to investment loans. Many panicked borrowers have turned to mortgage brokers...

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Intelligent property investment – stick to the basics

Overwhelmed by the confusing game of property investment? Don’t give up just yet. In spite of its complexities, many novice investors seem to find property easier to select and manage than other types...

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